Is there light at the end of the tunnel?

I live in the US.
I am needing some advice from my fellow Darkroom Disease sufferers.
I was offered a _one time non negotiable_ settlement with no medical care, ( my medical care would have to be from my private plan) and no retraining for a different career.
1.) What are the long term effects? I have "Occupational Asthma" and "Allergies" Any articles I can take to my attorney to prove to him I need this medical coverage?

The amount of money offered would allow me to take about a year off and take online schooling for a paralegal certificate (my choice). Can't think of anything else I could do - if you have ideas please let me know! I could work in an office setting once I received my certificate.
1.) Should I have to use my settlement moneys to pay for another education? I already did that once in my life. Should I push for vocational rehabilitation?

If I do not accept the settlement we would go to trial. The settlement is offered for an "allergy" at 15% of my body as a whole. No mention of the asthma. A friend of mine that worked in worker comp for 7 yrs said not to take anything less than 10%. So, I am grateful for the the 15%. I don't want to sound ungrateful or greedy, just wanting something that is fair. I don't like the wording that this is for an "allergy" when I also have asthma from the chemicals. Should I ask for more since it is an allergy and asthma or do they consider the asthma in the "allergy" wording? Also, my attorney thinks once this is settled that I will be "let go" since they can not find me a position that does not affect me in someway. What has been your experience after you left working in the chemicals? Did you feel better? Are you still having issues? I wheeze around hairspray, perfumes, etc. Does this get better with time or does it never go away? (I just received the offer in the mail so I haven't spoken with my attorney about it yet.)

Thanks so much for all of your help!

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